(RFP) #HOST-100-2026 

LINK to RFP 

Schedule of Events:

•RFP Issued – July 21st, at 10:00 AM MST

•Virtual Pre-Proposal Meeting– July 29th, at 10:30 AM MST

•Deadline to Submit Additional Questions –August 6th, at 5:00 PM MST

•Response to Written Questions/Addendum – August 10th, at 5:00 PM MST

•Proposal Due Date – August 19th 2026, at 5:00 PM MST

•Evaluation Period – 8/24-9/11 (Tentative)

•Anticipated Award Date – September 21st, 2026 (Tentative)

RFP Background Vision and Purpose

HOST invites proposals from qualified partners to complete the scope of work outlined in this RFP proposal and must clearly demonstrate the applicant's capacity to meet all project requirements independently. Evaluation will be based exclusively on the specified criteria, and all work must be carried out by the applicant.

Background

As rising costs continue to exacerbate Colorado’s housing affordability and cost of living crisis1, Denver homeowners are also combatting increasing property taxes, homeowners’ insurance, and general maintenance/repair costs to their homes, putting more households at-risk of foreclosure. Denver’s Department of Housing Stability (HOST) funds a variety of homeowner assistance programs designed to help keep Denver residents in their homes and neighborhoods of choice despite disruptions in their life, health, or income. Through robust community partnerships, HOST is seeking a program provider(s) to implement the Foreclosure Financial Assistance Program and reduce Denver Homeowners’ risk of involuntary displacement.

Prior to the COVID-19 pandemic, there was an average of 635 foreclosure filings annually from 2015 to 2019. After a severe drop in filings from 2020 to 2021 (due to COVID-19-related moratorium protections), foreclosure filings have continued to rise in the City and County of Denver, now exceeding pre-pandemic levels at 677 foreclosure filings in 20252. This rise in homeowner instability is further exacerbated by a loss of Federal and State pandemic-era resources that targeted cost-burdened homeowners struggling with mortgage, HOA, and property tax expenses.  

Experiencing a foreclosure has severe, long-term financial and psychological impacts to homeowners, both at the household and neighborhood levels. At the household level, foreclosure impacts include increased likelihood of relocating to lower-quality neighborhoods and a higher likelihood to default on other debts as a reult3. Homeowners who experience mortgage-related stress and/or a foreclosure also show an increase in psychological risk factors, including anxiety and depression. At the neighborhood level, rising foreclosure rates are associated with higher utilization of healthcare services to treat mental health issues and stress-induced conditions like heart attacks, strokes, and hypertension4. Additionally, communities with rising foreclosure rates are consistently linked to increases in violent crimes due to increased family isolation and mobility rates5.  

Homeowners of color, particularly Black and Hispanic households, experience foreclosures at higher rates than white households. In many metropolitan areas, Black and Hispanic homeowners were twice as likely to face foreclosure and are therefore more susceptible to the adverse economic and psychological impacts of losing their home6. Additionally, the U.S. Census Bureau’s Household Pulse Survey demonstrates that among households who have fallen behind on their mortgage payments, Black and Latinx households are less likely to access financial relief programs compared to white homeowners in the same position7. 

The Foreclosure Financial Assistance Program therefore serves as a critical community resource for cost-burdened Denver homeowners who find themselves at-risk of involuntary displacement but may stabilize with short-term financial assistance. HOST is seeking proposals for community partnerships that will provide direct financial assistance and robust resource navigation for a 12-month period beginning January 1, 2027. Successfully awarded contracts are contingent upon approval of these funds in the Mayor’s 2027 Budget and may also be extended for future program years depending on program performance and availability of funds. 

Eligible activities funded by the proposal include:

Application Review & Eligibility Determination

•Respondents should be equipped to receive, review, and make final eligibility determinations on all applications submitted by Denver residents through Submittable, a third-party online application system that is managed by HOST. 

•Application review should include review of applicants’ eligibility for the program including but not limited to their current financial hardship/housing crisis, verification that applicants’ residence is within the City and County of Denver, that their home serves as their primary residence, and the applicant is at or below 80% of the Area Median Income (AMI) for their household size. 

•Successfully awarded respondents will be responsible for maintaining a centralized waitlist for the program, pulling applications according to prioritization factors as determined and enforced by HOST, collecting additional documentation as needed, and maintaining regular communication with all applicants including communication of final eligibility determinations.

Direct Financial Assistance

•Issue financial assistance to eligible households to cure past-due and current mortgage expenses, HOA fees/liens/fines, and/or any other unpaid fees/liens/fines leveraged against an applicant’s property that may lead to an applicant’s involuntary displacement if left unpaid.

•Respondents will provide financial assistance in amounts not to exceed maximum assistance limits enforced by HOST. In cases where additional financial assistance may prevent a foreclosure, respondents will determine household’s long-term sustainability on a case-by-case basis and request a waiver as needed from HOST to provide additional assistance.

Resource Navigation & Community Partnerships

•Integrate into and coordinate with existing service delivery systems of  foreclosure prevention programs to streamline qualified applicants’ access to all available community resources. Expand upon existing partnerships with housing stabilization service providers that will enhance resource delivery to homeowners and avoid any duplication of services

•Support residents in connecting with relevant resources and programs as needed for their specific housing concern. Such resources include but are not limited to: 

• HUD-certified Housing Counseling Programs
• Utility assistance programs such as the Colorado Low-Income Energy Assistance Program (LEAP) Energy Outreach Colorado, and/or TRUA 
• Property Tax Relief and Deferral Programs 
• Home Modification/Repair Programs 
• Home Share Programs
• Denver Metro Fair Housing Center (DMFHC) 
• Denver Office of Financial Empowerment and Protection (OFEP) 
• Department of Economic Development and Opportunity (DEDO) Workforce Development services 
• Agencies assisting with public benefits acquisition

1 Colorado Scorecard, Colorado Chamber of Commerce 

2 Foreclosure Statistics, City and County of Denver

3 National Bureau of Economic Research, The Effect of Foreclosures on Homeowners, Tenants & Landlords

4 Social Science & Medicine, The Health Effects of the Foreclosure Crisis and Unaffordable Housing

5 National Institutes of Health, Economic Hardship and Violence: A Comparison of County-level Economic Measures in the Prediction of Violence-Related Injury 

6 U.S. Department of the Treasury, Racial Difference in Economic Security: Housing

7 National Consumer Law Center, A Looming Crisis: Black Communities at Greatest Risk of COVID-19 Foreclosure

C. Target Outcomes and Goals

Proposers should provide projections for the number of unduplicated households they expect their proposed program to serve in a 12-month period commensurate with the amount of funds being requested. The current budgeted amount anticipated for this program in 2027 is $350,000. Please provide details of your program’s proposed outputs (the quantifiable results of the program), outcomes (what you hope to achieve), and the associated metrics of each.  

 Example 1:  

•Output: 50 unduplicated households will be served with Foreclosure Financial Assistance Program services. 

•Outcome: 80% (40) unduplicated households will maintain housing and/or homeownership.

 Example 2: 

•Output: The program will refer 80% (40) of all households served to the support services required to meet their housing instability needs. 

•Outcome: 100% of households referred to supportive services will increase their awareness of available housing stability resources and programs.

 Host Procurements is inviting you to a scheduled Zoom meeting: 

A pre-proposal conference will be conducted at the date and time listed in the Schedule of Events, front page. This meeting will be conducted using the City’s Zoom meeting platform. This will be the only meeting to discuss this proposal request. 

Host Procurements is inviting you to a scheduled Zoom meeting.

Topic: Host Procurements' Zoom Meeting

Time: Jul 29, 2026 10:30 AM Mountain Time (US and Canada)

Join Zoom Meeting

https://denvergov-org.zoom.us/j/82647241333?pwd=8Kpm909u6GaTAkMX9Of6kTMcbXLnpS.1

Meeting chat link

https://denvergov-org.zoom.us/launch/jc/82647241333

Meeting ID: 826 4724 1333

Passcode: 081566

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Proposers who feel they are unable to prepare and submit an electronic submittal should submit a request in writing to HOSTProcurements@denvergov.org, no later than the Question due date, for permission and instructions for submitting a hardcopy proposal.    

(RFP) #HOST-106-2026 

Link to RFP

Schedule of Events:

•RFP Issued –July 22nd, 2026, at 10:00 AM MST

•Deadline to Submit Additional Questions – July 29th, 2026, at 5:00 PM MST

•Response to Written Questions/Addendum – August 4th, 2026, at 5:00 PM MST

•Proposal Due Date –August 10th, 2026, at 5:00 PM MST

•Evaluation Period – August 12th – August 19th (Tentative)

•Anticipated Award Date – August 24th, 2026 (Tentative)

RFP Background Vision and Purpose

HOST invites proposals from qualified partners to complete the scope of work outlined in this RFP proposal and must clearly demonstrate the applicant's capacity to meet all project requirements independently. Evaluation will be based exclusively on the specified criteria, and all work must be carried out by the applicant.

Background

Per Executive Order No.145, HOST shall develop, manage and update strategic plan(s) for the Department along the housing continuum, which shall guide policy strategies and investment of local and federally allocated funds available for housing stability, homelessness resolution, and housing opportunity. The department’s current strategic plan expires 12/31/26, and work is underway to deliver an interim plan to take effect 1/1/27. A new comprehensive strategic plan—resulting from this RFP selection process and subsequent efforts of department staff, stakeholders, Housing Stability Strategic Advisors (HSSA), and the selected consultant—will be presented to City Council by 9/1/27.

Sec. 27-164 of the Denver Revised Municipal Code requires that HOST issue three- to five-year strategic plans and outlines content that must be included. HOST’s next long-range plan shall include, at a minimum, the following elements: 

1. Data Driven plan with 5-10 SMART goals that will guide HOST’s work over the next 3-5 years and serve as a framework for annual planning efforts.

2. Comprehensive list of city homelessness and housing expenditures across the housing continuum intended to address homelessness resolution, housing stability, and housing opportunity, and preserve and increase the supply of affordable housing, to be developed in coordination with agencies such as the Denver Housing Authority and Denver Urban Renewal Authority where external housing expenditures are planned;

3. Establishment of measurable goals for each type and category of city homelessness and housing expenditure along the housing continuum, with consideration and reference to planned external housing expenditures where possible, including financial and production goals for a mix of housing affordable to persons exiting homelessness and households in various ranges of area median income (AMI), subject to the AMI limitations set forth in section 27-150 for the permanent funds, and appropriate income limitations according to other housing program requirements;

4. Financial and production goals for a mix of affordable rental and for-sale housing;

5. Specific strategies aimed at promoting equity in housing and services, including for persons experiencing homelessness;

6. Specific provisions for tracking homelessness and for shelter or other services for persons experiencing homelessness as part of an overall rehousing strategy; 

7. Specific provisions for tracking and reducing the effects of gentrification and displacement on lower income households in neighborhoods with the most rapidly escalating housing costs; 

8. Parameters for usage of a portion of the revenue in the permanent fund derived from the dedicated affordable housing property tax levy for supportive services; 

9. Parameters for usage of a portion of the revenue in the permanent funds for land banking and other tools to preserve locations in the city for future development of affordable housing; and

10. Parameters for the use of permanent funds to maximize mixed income development.

In addition, HOST is currently updating the Housing Needs Assessment (HNA) and accompanying Anti-Displacement and Reinvestment Strategy, which will serve as a foundational element of the new long-range strategic plan. The data from the Housing Needs Assessment, including its analysis of Denver’s Homelessness Response system and a concurrent analysis being conducted using HUD’s Stella tool, should serve as the bedrock for the new plan.

Root Policy Research was selected to perform this work, which began in early 2026 and will be completed by the fourth quarter, 2026. The HNA will include: 

•A Demographic Analysis that provides a current picture of how Denver has changed racially and ethnically and by age, income distribution, and household size. 

•A Housing Needs Analysis that enumerates the mismatch in supply and demand by price point, and projects housing needs by price point, tenure, and unit type.  

•An Economic Analysis which assesses how easily workers in different jobs can afford to rent or buy at current price points.  

•Anti-displacement and Reinvestment Strategy – Detailed analysis of displacement risk, with the goal to better understand the drivers of residential, commercial, institutional and cultural displacement. Analysis will consider how risk indicators and characteristics of vulnerable residents vary by neighborhood context. The strategy will include an evaluation of current efforts and improvements to cross-agency and community coordination, resource prioritization, and timing/targeting of anti-displacement efforts to mitigate displacement risk.

•Policy and Program recommendations – To include: 1) a list of existing relevant resources dedicated to homelessness resolution and affordable housing development; and 2) a set of policy and programmatic recommendations addressing the housing gap and relevant findings identified in each of the six tasks within the HNA.

Timeline

HOST is seeking a consultant to provide services beginning in November 2026.  The contract term shall commence upon execution and continue through December 31, 2027, or until completion and acceptance of all deliverables, whichever occurs first. The City may extend the term as necessary to allow for completion of the Strategic Plan.

Proposers who feel they are unable to prepare and submit an electronic submittal should submit a request in writing to HOSTProcurements@denvergov.org, no later than the Question due date, for permission and instructions for submitting a hardcopy proposal.